Except for the few chip remnants that will dwell down there wedged between sofa cushions until spring cleaning time, the principal residue from most St. Cloud Super Bowl parties is little more than a jumble of disconnected memories. There was the seemingly endless progression of pregame interviews, clips from past Roman numeralled contests, silly football-themed features, prognostications (somehow seeming to favor Atlanta, even though the serious odds-makers never wavered from their confidence in a Patriots win)—then, finally, the game itself. Well, the beginning of the game, anyway. The actual contest was suspended at length while Gaga was suspended from the rafters. But at long last, once the game resumed, that segment of St. Cloud’s citizenry that wasn’t already Super Bowled-out was witness to New England’s march into the record books.
At least crestfallen Falcons fans had the consolation of a thrilling season and their quarterback’s rise to become the league’s Most Valuable Player. They’d also been witness to a memorable event in sports history. One thing is for certain: New England sewed up its place at the top of the pro pigskin record charts—and it’s likely to be a long time before they’re dislodged.
Meantime, the non-Super Bowl-fixated portion of the world hummed along as it does on any Sunday. In our St. Cloud real estate world, not a lot of home-showing activity was going on—but it was against a background of some mortgage rate news that was the exact opposite of what was going on inside NRG Stadium. The expected wasn’t happening as predicted. The mortgage rate favorite was a no-show. The week’s mortgage rate outcome was a surprise. Those mortgage rates that are supposed to gradually rise this year? They didn’t.
As CNN Money headlined, “Mortgage rates kick off new year with a drop.” It was the first downturn in 30-year fixed rates since the presidential election. Freddie Mac said that the average rate fell from 4.32% to 4.2%. “Here’s some good news to start the new year,” they said; “mortgages are a little cheaper.”
As everyone knows, when St. Cloud mortgage rates fall, it’s good news for St. Cloud buyers and sellers. For homeowners looking to join the St. Cloud listings, it means encouragement for their prospective buyers, because it offsets increases in asking prices. And in fact, St. Cloud’s real estate scene continues to be most favorable. Monthly mortgage payment numbers are still suspended at near-historical lows (unlike Lady Gaga, whose suspension was way up there).
The Super Bowl parties may be over for a while, but at least until March Madness fires up, St. Cloud house-hunters can now make the most of it. Whether you’ll be looking to list or to do some serious house-hunting, give me a call—the St. Cloud real estate playing field is clear of distractions!
For more information please visit: http://www.MinnesotaHomeSearch.com
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