Like almost everyone else in St. Cloud who spends time online, I often come across lists. Headlines that list the “Top 10” or “Top 5” of almost anything usually catch my eye—especially the ones with “real estate” in the title. I’ve trained myself to just glance at the items and move on if they don’t add to the day’s useful information.
Checking through the most recent crop of St. Cloud real estate lists yielded, “Top 10 Issues Affecting Real Estate,” “Top 8 Ideas for Real Estate Investing”, “5 Best Real Estate Investment Books”, etc.. This week there were a lot of lists of “Top Real Estate Questions”—which got me to thinking. What would a seriously thoughtful list of Real Estate Questions for St. Cloud consist of? I came up with my own top 8 list of real estate questions for St. Cloud residents:
Do I intend to buy a home in 2018?
Do I intend to sell a home in 2018:
Do I intend to sell and buy a home in 2018?
Will 2018 prove to be a better year to buy or sell a home than 2019 will be?
Will St. Cloud homes be more expensive to buy if I wait?
Will I have a harder time selling my St. Cloud home if I wait?
Who is the best agent to help me sell my St. Cloud home?
Who is the best agent to help me buy St. Cloud homes?
The first three questions are the most consequential. St. Cloud is now past the midpoint of 2018, so if you don’t already have definite answers in hand, you need to decide, pronto. If that isn’t possible, the answer to 1, 2, and 3 is, “no!”
Questions 4,5, and 6 are the truly unanswerable ones. We had a hint last week that the answers are likely to be a qualified “yes,” because the Fed left interest rates unchanged—which means St. Cloud’s rates remain near bargain basement levels. That usually makes for financially favorable deal-making. True, it’s always possible that next year will bring more of the same, but that’s not the likeliest scenario. Most experts believe that home loan rates will rise, probably moderately.
The last two questions have the most predictable answers based on where they appear: here. Give me a call for a detailed rundown on how I will work to prove that the correct answer to both is “me!”
Five Locations To Serve You!!!
St. Cloud (320) 259-4554
Litchfield (320) 298-1140
Hutchinson (320) 455-9127
Milaca (320) 983-3555
Maple Grove (763) 565-2000